Terms of Use

Last Updated: 08/23/2023

Monoline, Inc., a Delaware corporation, and/or its affiliated companies ("we," "our," or "MONOLINE") own and operate certain websites you may access to obtain coverage on behalf of your clients pursuant to your Retail Producer Agreement (the "Producer Agreement”). We have adopted these Terms of Use ("Terms of Use" or "Website Agreement") to make you aware of the terms and conditions of your use of any MONOLINE operated website, any derivative websites on which these Terms of Use are posted, any platform, product or service made available through such websites and any Content or insurance that is offered or provided via the aforementioned websites (collectively, the "Website"). This Website is for the sole use of persons that have entered into the Producer Agreement (each a "Producer"). If you purport to be a Producer, represent, or otherwise act on behalf of an entity or any other person, references to "you," "your" or "User" shall include such entity or person in addition to you, and your acceptance of this Website Agreement shall constitute acceptance on behalf of such entity or person. The Producer Agreement and Website Agreement (or Terms of Use) shall collectively be referred to as the "Agreements" or individually as an "Agreement".

MONOLINE reserves the right, at its discretion, to change, modify, add or remove portions of these Terms of Use at any time by posting such changes to applicable websites and updating the “Last Updated” date at the top of these Terms of Use. You understand that you have the affirmative obligation to check these Terms of Use periodically for changes, and you hereby agree to periodically review these Terms of Use for such changes. The continued use of the Website following the posting of changes to these Terms of Use will constitute your acceptance of those changes. If you do not agree to any changes to the Terms of Use, your only remedy is to stop using the Website.

BY USING OR OTHERWISE ACCESSING THE WEBSITE, CREATING, REGISTERING OR ACCESSING AN ACCOUNT, POSTING OR DOWNLOADING CONTENT, SUBMITTING APPLICATIONS FOR INSURANCE OR SEEKING OR OBTAINING ANY OTHER INFORMATION TO OR FROM THE WEBSITE, OR SERVICES VIA THE WEBSITE, YOU HEREBY UNEQUIVOCALLY AND EXPRESSLY AGREE TO, AND SHALL BE SUBJECT TO, THESE TERMS OF USE. IF YOU DO NOT UNEQUIVOCALLY AGREE TO THESE TERMS OF USE, YOU MAY NOT USE OR OTHERWISE ACCESS THE WEBSITE, CREATE, REGISTER OR ACCESS AN ACCOUNT, POST OR DOWNLOAD CONTENT, SUBMIT APPLICATIONS FOR INSURANCE OR ANY OTHER INFORMATION TO OR FROM THE WEBSITE, OR PURCHASE ANY PRODUCTS OR SERVICES VIA THE WEBSITE.

1) General Terms of Use and Restrictions on Use


MONOLINE hereby grants you a limited, nonexclusive, nonassignable, nontransferable license to access and use the Website solely for the transaction of insurance pursuant to your Producer Agreement, subject to your assent to, compliance with and satisfaction of these Terms of Use. All rights not otherwise expressly granted by these Terms of Use are reserved by MONOLINE. If you do not comply with the Terms of Use at any time, MONOLINE reserves the right to revoke the aforementioned license(s), limit your access to the Website, immediately terminate your Producer Agreement or restrict your ability to post or download Content, or obtain quotes or submit applications for insurance. You agree not to reproduce, duplicate, copy, distribute, transmit, sell, trade, resell or exploit for any purpose any portion of or any information from the Website. You may not obscure or remove any proprietary rights notices contained in or on the Content. You are solely responsible for providing, maintaining and ensuring the compatibility of all hardware, software, electrical and other physical requirements necessary for your access to and use of the Website or any part thereof.

MONOLINE may discontinue or alter any aspect of the Website, remove Content from the Website, restrict the time the Website is available or restrict the amount of use permitted at MONOLINE's sole discretion and without prior notice or liability. You agree that MONOLINE may, under certain circumstances, immediately suspend and/or terminate your access to the Website with or without cause. You further agree that such measures shall be taken in MONOLINE's sole discretion and without liability to you or any third party.

For purposes of these Terms of Use, references to "post" or "posting" shall refer to any manner of posting, transmitting, uploading, providing, making available or otherwise transferring material or information.

2) MONOLINE Intellectual Property


Unless otherwise specifically noted in these Terms of Use, images, trademarks, service marks, logos and icons displayed on the Website, including, without limitation, MONOLINE, INC., and their respective logos are the property of MONOLINE and/or their licensors and may not be used without MONOLINE's prior written consent. Trademarks owned by third parties are the property of those respective third parties. The Website, including, without limitation, the Content, is the copyrighted property of MONOLINE, and it may not be reproduced, recreated, modified, accessed or used in any manner or disseminated or distributed to any other party in violation of these Terms of Use. Any unauthorized use of any Content, whether owned by MONOLINE or other parties, may violate copyright laws, trademark laws, privacy and publicity laws and communications regulations and statutes. You will not copy, reverse engineer, disassemble, decompile, translate, modify, reproduce, republish, transmit, sell, offer for sale, disseminate or redistribute the intellectual property found in the Website or any part thereof or grant any other person or entity the right or access to do so.

3) Accounts


For the submission of applications for insurance on the Website, you may be asked to register an account and you will select and/or receive a username and password upon providing registration information and successfully completing the registration process. You also have the option to register an account through your Google email address or Microsoft email address. To do so, you shall be required to connect the Website with your Google or Microsoft account and grant all necessary permissions for the Website to access data and information available through such accounts. Your Website account is personal to you, and you will not share it or allow any other person to utilize your account in soliciting, quoting or submitting applications for insurance; provided, however that if you are designated as an administrative account, you may invite other persons that are employed by you to create user accounts under your administrative account. You are responsible for maintaining the confidentiality of your username and password and are fully responsible for all activities that occur under your account. You agree to immediately notify MONOLINE in the event (a) your registration information changes, or (b) you learn of or have reason to suspect any unauthorized use of your account or any other breach of security. You also agree that you will provide truthful and accurate information during the registration process. MONOLINE may refuse to grant a particular username to you for any reason, including, without limitation, in the event MONOLINE determines that such username impersonates someone else, is protected by trademark or other proprietary right law or is vulgar or otherwise offensive.

4) Content


You acknowledge that the Website may contain or provide access to information, software, photos, video, text, graphics, music, sounds or other material provided by MONOLINE or third parties (collectively, "Content") that are protected by copyrights, patents, trademarks, trade secrets or other intellectual property laws, and that these rights are valid and protected in all forms, media and technologies existing now or hereafter developed.

5) Feedback


We welcome your comments, feedback, information, or materials regarding the Website, Content, or MONOLINE's products or services (collectively, "Feedback"). If you submit Feedback to MONOLINE, please note that your Feedback shall become the property of MONOLINE. By submitting your Feedback to MONOLINE, you agree to assign, and hereby irrevocably assign to MONOLINE, all right, title, and interest in and to the Feedback and all copyrights and other intellectual property rights embodied in such Feedback on a worldwide basis. MONOLINE shall be free to use your Feedback on an unrestricted basis. You hereby assign and/or waive, as the case may be, any moral rights that you may have in or to the Feedback.

6) Widgets


We may deliver Content on the Website via widgets provided by third parties ("Widgets") or allow third parties to post Widgets. These Widgets are controlled by third party content providers ("Widget Providers"). We do not endorse and are not responsible or liable for any Content, advertising, products, or other materials on or available through such Widgets. The Widgets may use "cookies" or otherwise gather or collect information about you, including by asking you to provide information through such Widgets. Your use of these Widgets, and the privacy practices of the Widget Providers, are governed by the applicable Widget Providers' separate terms of use and privacy policies, if any. We strongly encourage you to review any separate terms of use and privacy policies governing use of these Widgets.

7) MONOLINE's Privacy Policy


MONOLINE collects, stores and uses data collected from you in accordance with MONOLINE's Privacy Policy, located https://www.monoline.com/legal/privacy-policy/, and terms and conditions of the Privacy Policy are hereby expressly incorporated into these Terms of Use.

8) Third Party Services


The Website may provide, or third parties may provide, links to other websites or resources or other access to services, sites, technology, and resources that are provided or otherwise made available by third parties (the “Third-Party Services”). Your access and use of the Third-Party Services may also be subject to additional terms and conditions, privacy policies, or other agreements with such third party, and you may be required to authenticate to or create separate accounts to use Third-Party Services on the websites or via the technology platforms of their respective providers. Because MONOLINE has no control over such Third-Party Services, you acknowledge and agree that MONOLINE is not responsible for the availability of such Third-Party Services, and MONOLINE does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from Third-Party Services or for any privacy or other practices of the third parties providing such Third-Party Services. You further acknowledge and agree that MONOLINE shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such Content, goods or services available on or through any Third-Party Service. MONOLINE strongly encourages you to review any separate terms of use and privacy-policies governing use of these Third-Party Services.

9) Insurance Quotes and Applications


MONOLINE permits Producers to request quotes for insurance, to submit applications for such insurance via the Website and submit payment for such insurance (and "Order"), all as authorized by your Producer Agreement.

MONOLINE may utilize the services of certain third-party payment processors to process payments of credit cards and other accepted methods of payment. The submission of payment in this manner is subject to any additional terms and conditions imposed by such third-party payment processors.

The terms set forth in any quote are subject to change without notice. Errors will be corrected where discovered, and MONOLINE reserves the right to revoke any quote and to correct any errors, inaccuracies or omissions including after a quote has been delivered.

By using any Website to submit insurance applications, you agree and consent to enter into and sign agreements with Monoline electronically, and to receive notices, notifications and communications from Monoline electronically, including, without limitation, pursuant to Monoline’s Electronic Transactions Agreement.

10) User Representations


In addition to the representations and warranties in your Producer Agreement, you hereby represent and warrant to MONOLINE that: (a) you (i) are over the age of eighteen (18), (ii) are an emancipated minor under the laws of your jurisdiction of domicile and/or residence, (ii) possess legal parental or guardian consent or (iv) otherwise have the power and authority to enter into and perform your obligations under this Website Agreement; (b) all information provided by you to MONOLINE is truthful, accurate and complete; (c) you are an authorized signatory of the credit or debit card or other method of payment that you provide to MONOLINE or its third-party payment processor to pay the purchase price and any applicable taxes and fees; (d) you will comply with the terms and conditions of these Terms of Use and your Producer Agreement; (e) you have provided and will maintain accurate and complete registration information with MONOLINE, including, without limitation, your legal name, email address and any other information MONOLINE may reasonably require; (f) your access to and use of the Website or any part thereof will not constitute a breach or violation of any other agreement, contract, terms of use or any law or regulation to which you are subject; (g) you will immediately notify MONOLINE in the event that you learn or suspect that your registration information, username or password has been disclosed or otherwise made known to any other person; (h) you will not use the Website to gain competitive intelligence about MONOLINE, the Website, or any product or service offered via the Website or to otherwise compare with MONOLINE or its affiliates; and (i) if you purport to be the Producer of, represent or otherwise act on behalf of an entity or any other person, that you are in fact an authorized representative of such entity or other person.

If you provide any Feedback via the Website, you hereby make the following additional representations and warranties to MONOLINE: (1) you are owner of such Feedback or otherwise have the right to grant MONOLINE the licenses or assignments granted pursuant to this Website Agreement; (2) you have secured any and all consents necessary to post the Feedback and to grant the foregoing licenses or assignments; (3) the Feedback does not violate the rights of any third party, including, without limitation, the intellectual property, privacy or publicity rights of any third party, and such Feedback does not contain any personally identifiable information about third parties in violation of such parties' rights; (4) the use of any Feedback will not result in harm or personal injury to any third party; and (5) all factual information contained in the Feedback is true and accurate.

11) Prohibited Uses


You are solely responsible for any and all acts and omissions that occur during your use of the Website, including under your account or password, and you agree not to engage in unacceptable use of the Website or any part thereof, which includes, without limitation: (a) use of the Website to post, store or disseminate material or information that, is or to a reasonable person may be false, fraudulent, unlawful, harmful, tortious, abusive, obscene, pornographic, defamatory, libelous, harassing, invasive of another's privacy, offensive, vulgar, threatening, malicious, hateful or racially, ethnically or otherwise objectionable; (b) use of the Website to post, store or disseminate Content, files, graphics, software or other material or information that actually or potentially infringes the rights of any person, including, without limitation, the copyright, trademark, patent, trade secret or other intellectual property rights, or privacy, moral or publicity rights, of any person; (c) use of the Website to interfere, disrupt or attempt to gain unauthorized access to other accounts on the Website, to restricted portion of the Website, to Content, or any other computer network or equipment; (d) use of the Website to post, store or disseminate viruses, Trojan horses or any other malicious code or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware, system or telecommunications equipment; (e) use of the Website to post, store or disseminate any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes or other fraudulent schemes, or any other form of solicitation; (f) use of any manual or automated software, devices or other processes to "crawl" or "spider" any web pages contained in the Website (including, without limitation, the use of robots, bots, spiders, scrapers or any other means to extract pricing, product, service or other data from the Website); (g) use of the Website to gain competitive intelligence about MONOLINE, the Website, or any product or service offered via the Website or to otherwise compete with MONOLINE or its affiliates; (h) framing or otherwise simulating the appearance or functions of the Website or any portion thereof; (i) harvesting or otherwise collecting any information about other users, including, without limitation, email addresses or other contact information of other users; or (j) use of the Website to engage in any activity that, as determined by MONOLINE, may intentionally or unintentionally violate these Terms of Use or your Agreement, violate any applicable laws or regulations or conflict with the spirit or intent of these Terms of Use or your Agreement.

12) Disclaimers


The Content provided via the Website, or any insurance product or service offered via the Website, is provided with the understanding that MONOLINE is not rendering legal, accounting, or other professional advice on specific matters. Accordingly, MONOLINE assumes no liability whatsoever in connection with your request of quotes or submission of applications for insurance. MONOLINE recommends that you consult your legal counsel or other professional advisor with respect to your individual situation.

MONOLINE uses reasonable efforts to maintain the Website, but MONOLINE is not responsible for any defects or failures associated with the Website, any part thereof, any Content posted using the Website, or any damages (such as lost profits or other consequential damages) that may result from any such defects or failures. The Website may be inaccessible or inoperable for any reason, including, without limitation: (a) equipment malfunctions, (b) periodic maintenance procedures or repairs which MONOLINE may undertake from time to time, or (c) causes beyond the control of MONOLINE or which are not foreseeable by MONOLINE.

13) PLEASE NOTE THE FOLLOWING IMPORTANT DISCLAIMERS OF WARRANTIES:


TO THE MAXIMUM EXTENT ALLOWED BY LAW, THE WEBSITE, ANY CONTENT, AND ANY INSURANCE OFFERED VIA THE WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE," AND AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT ALLOWED BY LAW, MONOLINE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE AND NON-INFRINGEMENT.

WITHOUT LIMITATION, MONOLINE MAKES NO WARRANTY THAT THE WEBSITE, ANY CONTENT, OR ANY INSURANCE PROVIDED VIA THE WEBSITE MEET THE REQUIREMENTS OF LAW, THAT USE OF THE FOREGOING WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT THE RESULTS OBTAINED FROM THE USE OF THE FOREGOING OR ANY INFORMATION FOUND THEREON WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY CONTENT, INSURANCE, INFORMATION OR OTHER MATERIAL OBTAINED THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS.

ANY QUOTES, CONTENT OR OTHER MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS DONE AT YOUR SOLE RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

FURTHER, PLEASE NOTE THAT NO QUOTE OR OTHER INFORMATION OBTAINED BY YOU THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSIY PROVIDED FOR IN THESE TERMS OF USE.

14) Limitation of Liability


TO THE MAXIMUM EXTENT ALLOWED BY LAW, YOU EXPRESSLY UNDERSTAND AND AGREE THAT MONOLINE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF MONOLINE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (A) THE USE OR THE INABILITY TO USE THE WEBSITE, ANY CONTENT, OR ANY INSURANCE QUOTED VIA THE WEBSITE; (B) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS, SUBMISSIONS, CONTENT OR DATA; OR (C) ANY OTHER MATTER RELATING TO THE WEBSITE, YOUR AGREEMENTS, ANY CONTENT, OR APPLICATION FOR INSURANCE. IF YOU ARE DISSATISFIED WITH THE WEBSITE, YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE TO DISCONTINUE USE OF THE WEBSITE AND TERMINATE THIS WEBSITE AGREEMENT IN ACCORDANCE WITH ITS TERMS. TO THE MAXIMUM EXTENT ALLOWED BY LAW, IN NO EVENT SHALL MONOLINE's TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE EXCEED THE AMOUNT OF COMPENSATION PAID TO YOU PURSUANT TO THE AGREEMENT IN THE LAST TWELVE (12) MONTH PERIOD.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

15) Indemnification


In addition to those indemnities that you provide under the Producer Agreement, you agree to defend, indemnify and hold harmless MONOLINE, its officers, members, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including attorneys' fees and costs and expenses, arising out of or in any way connected with (a) your access to or use of the Website or any part thereof, (b) a breach or alleged breach by you of any of your representations, warranties, covenants or obligations under this Website Agreement, (c) infringement or misappropriation of any intellectual property or other rights of MONOLINE or third parties by you, (d) any negligence or willful misconduct by you, (e) any other claim related to your performance under this Website Agreement, or (f) your request for a quote or submission of an application of insurance.

16) Term and Termination


This Website Agreement is effective upon your unequivocal acceptance as set forth herein and shall continue in full force until terminated hereunder or contemporaneously with your Producer Agreement. You agree that MONOLINE, in its sole discretion, may terminate your use of the Website or any part thereof upon prior notice, and remove and discard any Content, in the event you violate these Terms of Use. You agree that MONOLINE may immediately suspend your account and your access to the Website or any part thereof in order to conduct an investigation in the event it believes you have violated these Terms of Use or if it determines that you are a repeat infringer of another's intellectual property or other rights. MONOLINE may also, in its sole discretion and at any time, discontinue providing the Website, any part thereof, any Content or any insurance offered thereon, with or without notice. In addition to any other method of termination or suspension provided for in this Website Agreement, MONOLINE reserves the right to immediately terminate this Website Agreement at any time and for any reason. Further, you agree that MONOLINE shall not be liable to you or any third party for any termination or suspension of your access to the Website or any part thereof, removal of Content or access to quotes or the ability to submit applications for insurance. You may terminate this Website Agreement at any time by immediately discontinuing all access to the Website and by providing notice to MONOLINE of such discontinuance. Termination or cancellation of this Website Agreement shall not affect any right or relief to which MONOLINE may be entitled at law or in equity, either hereunder or under the Agreements. Upon termination of this Website Agreement, you shall terminate all use of the Website, any Content provided thereby and the request of quotes or submission of applications of insurance.

17) Governing Law and Other Miscellaneous Terms


The parties agree that breach of any provision of the Agreements would cause irreparable harm and significant injury to MONOLINE which would be both difficult to ascertain and which would not be compensable by damages alone. As such, the parties agree that MONOLINE has the right to enforce any provision of the Agreements by injunction (without necessity of posting bond), specific performance or other equitable relief without prejudice to any other rights and remedies MONOLINE may have for your breach of this Website Agreement.

The validity and effect of the Agreements shall be governed by, and construed and enforced in accordance with the laws of the State of Minnesota, without regard to its conflicts or choice of laws principles. ANY SUIT, ACTION OR PROCEEDING CONCERNING OR RELATING TO THE WEBSITE, ITS USE, THESE TERMS OF USE, ANY SALE OR ANY OTHER PRODUCT, SERVICE, POLICY OR PROCEDURE OF MONOLINE, MUST BE BROUGHT EXCLUSIVELY IN A COURT OF COMPETENT JURISDICTION IN THE STATE OF MINNESOTA, AND YOU HEREBY IRREVOCABLY CONSENT TO THE JURISDICTION OF SUCH COURT (AND OF THE APPROPRIATE APPELLATE COURTS THEREFROM) IN ANY SUCH SUIT, ACTION OR PROCEEDING, YOU IRREVOCABLY WAIVE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY OBJECTION WHICH YOU MAY NOW OR HEREAFTER HAVE TO THE LAYING OF VENUE OF ANY SUCH SUIT, ACTION OR PROCEEDING IN ANY SUCH COURT OR THAT ANY SUCH SUIT, ACTION OR PROCEEDING WHICH IS BROUGHT IN ANY SUCH COURT HAS BEEN BROUGHT IN AN INCONVENIENT OR IMPROPER FORUM.

If any action at law or in equity is necessary to enforce any term of the Agreements, the prevailing party will be entitled to reasonable fees of attorneys, accountants and other professionals, and costs and expenses in addition to any other relief to which such prevailing party may be entitled.

The captions and headings of the Agreements are included for ease of reference only and will be disregarded in interpreting and construing the Agreements.

If the performance of any part of the Agreements by either party (other than payment of money) is prevented, hindered, delayed or otherwise made impracticable by reason of any flood, riot, fire, judicial or governmental action, labor dispute, act of God, telecommunications failure or any other cause beyond the control of either party, that party shall be excused from such performance to the extent that it is prevented, hindered or delayed by such cause.

The Agreements, including any other agreements or additional terms referenced herein, constitutes the complete and exclusive statement of the agreement between the parties with respect to the Website, Content, and products and services offered via the Website, and, unless otherwise expressly provided herein, it supersedes any and all prior or contemporaneous communications, representations, statements and understandings, whether oral or written, between the parties concerning the Website, Content, and products and services sold via the Website. If any provision of the Agreements is found unlawful or unenforceable in any respect, the court shall reform such provision so as to render it enforceable or, if it is not possible to reform such provision so as to make it enforceable, then delete such provision. As so reformed or modified, the court shall fully enforce the Agreements. The provisions of the Agreements that by their content are intended to survive the expiration or termination thereof, including, without limitation, provisions governing ownership and use of intellectual property, representations, disclaimers, warranties, liability, indemnification, governing law, jurisdiction, venue, remedies, rights after termination and interpretation of any provision of the Agreements, will survive their expiration or termination for their full statutory period.

The United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act shall not apply to the Agreements.

MONOLINE makes no representation that the Website, Content or other material or information on the Website is appropriate to or available in locations outside of the United States or any jurisdiction where MONOLINE is not licensed to sell, solicit or negotiate insurance. You may not use the Website or export Content in violation of United States export laws, regulations or restrictions. If you access the Website from outside of the United States, you are responsible for compliance with all applicable laws.

18) Contact Us


Please contact us at support@monoline.com and Monoline, Inc, 11500 Wayzata Blvd. #1136, Minnetonka, MN 55305, to report any violations of these Terms of Use or to pose any questions regarding these Terms of Use or the Website.