The #1 Choice for Standalone Umbrella Insurance on the Market.
Trusted. Secure. Blazing Fast!
An Instant Quoting & Renewals Platform Unlike Any Other.
Transforming the umbrella placement process for you and your clients.
Welcome to the industry standard.
Monoline has set the industry standard for modern insurance technology, streamlining quoting, binding, and policy management with unmatched efficiency. Trusted by top agencies, our platform simplifies complex workflows, making seamless umbrella coverage the new norm.
Get to Know the Monoline Policy.
- Sits on top of any underlying insurance policies of carriers with B+ or better rating
- Accept one major violation per driver (21+ years of age)
- $1M to $5M limits with an optional $1M UM/UIM
- Accept both short-term and long-term rentals
- Competitive premiums – maximum protection at accessible rates
- Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
Monoline is your Agent Ally
– an insurance carrier for independent agents looking for more breathing room and efficiency in their personal umbrella workflow.
One of the best processes I have seen in a long time.
Thank you for a great product that works! Simpler than any umbrella policy I have ever written in 39 years! And the price is right!
It was seamless to quote & issue the new policy. I wish all systems were this easy to use.
Thank y'all for making the process super easy and efficient. I'm impressed!
Honestly, the process was very efficient and user friendly. Underwriters responded promptly with answers to my questions either via email or the chat feature.
It was too easy! I absolutely loved the system. Seems too good to be true!
I'm loving Monoline. The website usability and fast response for approvals are the best thing since sliced bread!
This was one of the easiest formats to quote and bind a policy with!!! I LOVE how the quote pre-qualifies the risk before you go very far and waste time just to decline it. Thank you for that. I wish all companies had the same ease of doing business.
Very easy, smooth process and looking forward to writing more.
I really loved the platform! 😍 It's very easy to navigate and very straightforward, which made the whole process smooth and enjoyable. I didn't run into any issues and found everything intuitive.
It was too easy! I'm a convert.
It was so easy! From quoting to issuance, it was a breeze. I had a question during the process, and the team was very responsive and helpful. I like that I could add my email in the CC line for emails that go to the insured.
I just wanted to say that I found the system very easy to manage, and your team has been fantastic with communication.
The entire process was incredibly easy! I was amazed at how quickly I was able to get the quote, navigate the website, and answer the simple questions. Being able to send everything to the client right away was a huge plus. It's important for us to be fast and efficient for our clients, and this system makes that possible.
I just told my team that there's no reason to be afraid of quoting and binding umbrella policies—that Monoline has effectively removed all the pain points we previously dealt with.
Thank y’all! I love the ease of the quoting platform and that we can send a direct link for the insured to pay.
I love Monoline. You have a very simple software program that really makes our lives less stressful, not to mention, our clients understand it.
I absolutely love it! It could not be easier and the simplicity of it was amazing. I will be using it a lot more from here on out. 11/10!
We are LOVING Monoline… making the umbrella process so fast and easy for us (and the customers)!
You guys are the best! We just did a team call and I told everyone to make sure they’re quoting you guys for their umbrellas.
The quoting and binding process with Monoline was great. It was simple and user friendly. Also, the process was quick. Thank you for allowing me to provide a quality umbrella policy for my client!
The process was super easy, smooth, and simple. My client loved it as well!
This was the easiest process I have experienced with any of our umbrella carriers. The website is easy to use, communicating with Monoline underwriting is simple, and the guidelines are very open to our clients and their unique programs. Very great experience!
Transforming your team’s umbrella workflow might just make you a…
Personal lines champion.
Strong Financial Backing & Industry Experience
Monoline offers a Personal Umbrella product that is filed and admitted, backed by UK-based Convex Insurance. The company has an “A” (Excellent) rating from A.M. Best. In addition, Concert, which also has an “A-” (Excellent) rating from A.M. Best, is being used by Monoline as the fronting carrier to provide admitted paper in the United States.
Worry less with monoline.
Free Live Training Webinars
Every month, Monoline's senior underwriter, Janessa Vanderheyden hosts two live training sessions on the Monoline platform. Pick a date and time that works for you, and sign up to join us for FREE!
Celebrating Sergio Miranda: 2025 Living the Values Award Winner
Honoring Sergio Miranda, Monoline’s 2025 Living the Values Award winner, for the leadership, curiosity, and care he brings to our team every day.
2025: Wrapped!
2025 reshaped the umbrella market in quiet but meaningful ways. Jan breaks down what 2025 taught us about the umbrella market—and what agents should expect next.
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From Burritos to Umbrellas: The Story Behind Monoline
The story behind Monoline: How four founders used real-world insurance experience and customer insight to rethink personal umbrella placement.
Reflections From Our Second Annual Offsite
Our second annual offsite brought our global team together for meaningful connection, shared experiences, and collaborative planning that will shape what’s next.
Big News: Monoline Is Officially Live in Minnesota and Maine!
We’re excited to share that Monoline is now officially live in both Minnesota and Maine, bringing fast, reliable stand alone umbrella insurance solutions to two more states. With this expansion, Monoline’s footprint now reaches 46 states and counting!
The 15% Problem: Why Carriers Are Disrupting Your Entire Book for a Few Bad Risks
The personal umbrella market is turbulent, but carriers are using a wrecking ball when a scalpel is needed. Large rate hikes and non-renewals are disrupting entire books of business. At Monoline, we're not just talking about the problem, we're building the solution. Learn about our exact roadmap for creating long-term stability for our agent partners.
SimpleSwitch Saves Agencies Time, Boosts New Business
One year in, discover how SimpleSwitch is saving agencies hundreds of hours yearly, boosting new business and streamlining umbrella policy renewals.
Helping Clients Understand the Real Cost of Distracted Driving
Every second a driver glances at their phone, they could be one verdict away from a life-altering personal liability claim. Help your clients think beyond fender benders and focus on the bigger picture. With more litigation, larger settlements, and shrinking carrier flexibility, there is less room for error than ever before.
Why Big Carriers Are Dropping Umbrella Coverage
When other carriers pull back, Monoline steps up to fill the gap. Our online platform makes quoting, binding and managing personal umbrella a breeze. If your carrier has exited the umbrella market, or if you're just looking for a partner who actually makes things easier, we're here for you.
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