The #1 Choice for Standalone Umbrella Insurance on the Market.
Trusted. Secure. Blazing Fast!
An Instant Quoting & Renewals Platform Unlike Any Other.
Transforming the umbrella placement process for you and your clients.
Welcome to the industry standard.
Monoline has set the industry standard for modern insurance technology, streamlining quoting, binding, and policy management with unmatched efficiency. Trusted by top agencies, our platform simplifies complex workflows, making seamless umbrella coverage the new norm.
Get to Know the Monoline Policy.
- Sits on top of any underlying insurance policies of carriers with B+ or better rating
- Accept one major violation per driver (21+ years of age), plus no MVR
- $1M to $5M limits with an optional $1M UM/UIM
- Accept both short-term and long-term rentals
- Competitive premiums – maximum protection at accessible rates
- Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
Monoline is your Agent Ally
– an insurance carrier for independent agents looking for more breathing room and efficiency in their personal umbrella workflow.
One of the best processes I have seen in a long time.
Thank you for a great product that works! Simpler than any umbrella policy I have ever written in 39 years! And the price is right!
It was seamless to quote & issue the new policy. I wish all systems were this easy to use.
This was the easiest process I have experienced with any of our umbrella carriers. The website is easy to use, communicating with Monoline underwriting is simple, and the guidelines are very open to our clients and their unique programs. Very great experience!
I love Monoline. You have a very simple software program that really makes our lives less stressful, not to mention, our clients understand it.
I absolutely love it! It could not be easier and the simplicity of it was amazing. I will be using it a lot more from here on out. 11/10!
We are LOVING Monoline… making the umbrella process so fast and easy for us (and the customers)!
You guys are the best! We just did a team call and I told everyone to make sure they’re quoting you guys for their umbrellas.
Thank y’all! I love the ease of the quoting platform and that we can send a direct link for the insured to pay.
Transforming your team’s umbrella workflow might just make you a…
Personal lines champion.
Strong Financial Backing & Industry Experience
Monoline offers a Personal Umbrella product that is filed and admitted, backed by UK-based Convex Insurance. The company has an “A” (Excellent) rating from A.M. Best. In addition, Concert, which also has an “A-” (Excellent) rating from A.M. Best, is being used by Monoline as the fronting carrier to provide admitted paper in the United States.
Worry less with monoline.
Free Live Training Webinars
Every month, Monoline's senior underwriter, Janessa Vanderheyden hosts two live training sessions on the Monoline platform. Pick a date and time that works for you, and sign up to join us for FREE!
Can I Buy Umbrella Insurance Separately?
Yes, and more people are doing it. As traditional carriers unbundle home and auto packages, standalone umbrella policies like Monoline are stepping in to fill the gap. Learn what personal umbrella insurance is, why you need it, and how your independent agent can help you secure the coverage you deserve.
Struggling to Keep Your Umbrella Insurance Policy Rates Competitive/Low?
We break down what drives up personal umbrella insurance costs, and how Monoline helps agents stay competitive with strong commissions, easy quoting, and unmatched support.
Is an Umbrella Policy a Waste of Money in 2025?
With rising legal judgments and high-cost claims, an umbrella policy offers crucial liability protection for individuals with assets to protect. For just a few hundred dollars a year, it provides millions in coverage, making it a smart, affordable safeguard against financial loss in our increasingly litigious world.
Who are the Top Standalone Personal Umbrella Insurance Carriers in the Market (2025)?
When it comes to protecting your clients from life’s unexpected curveballs, standalone personal umbrella policies (PUPs) are an essential tool. But not all umbrella carriers are created equal. Here’s a look at some of the top standalone personal umbrella insurance carriers in 2025.
Never Forget This Important Umbrella Insurance Rule of Thumb When Quoting for Clients
This article explains the key rule of thumb for personal umbrella insurance: if your client has assets or exposure, they need extra liability protection. From real-life scenarios to who needs coverage most, it highlights why umbrella insurance is essential, and affordable for many.
Who Needs Umbrella Insurance in Today’s Risk-Averse Environment?
In today's risk-averse environment, where personal injury lawsuits are on the rise and nuclear verdicts are becoming more common, umbrella insurance offers a critical safety net. It provides peace of mind, knowing that your assets and future earnings are protected against substantial legal claims.
What is Monoline Insurance and Why You Should be Quoting It
Many clients are exposed to legal liability without even realizing it. As major carriers continue to unbundle home and auto packages, umbrella policies are getting lost in the shuffle. Discover why standalone personal umbrella insurance matters more than ever, and how Monoline is simplifying the way independent agents quote, bind, and manage these policies. Fast. Easy. Transparent.
Partner Spotlight: Andrea's Commitment to Smart Coverage
Andrea Barrios of The Liberty Company is an experienced broker who exemplifies this thoughtful approach, going the extra mile to research her clients and ensure they’re placed with the best possible coverage. We sat down with her to learn about her success as an independent insurance broker.
Partner Spotlight: Eric Mellan
With his deep knowledge of personal umbrella policies and his commitment to educating clients, Eric has become a standout user of the Monoline platform. We recently sat down with him to gain his perspective on the personal umbrella market and how he’s using Monoline to take care of his customers.
Follow us on LinkedIn
