Trusted Underwriting
Underwriting You Can Count on!
Underwriting First, Agent Focused.
At Monoline, underwriting comes first. Our program is built on clear guidelines, smart risk selection, and a commitment to long-term stability for our agencies and partners. Every decision is backed by real underwriters who understand your clients, your workflows, and the importance of reliable capacity.
Simple Underwriting Eligibility
- Accept both short-term and long-term rentals
- One major violation per driver (21+ years of age)
- Trusts, estates, and LLCs as additional insureds
- Select target risk individuals (public officials, entertainers, etc.)
- Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
- Over any B+ or better AM Best Rated carrier or Demotech Rated A & Admitted carriers for homes
- Farming Exposures
- Business Exposures
- Youthful Drivers with Major Violation
Built for Stability, Not Short-Term Wins
At a time when many carriers are tightening limits, cutting capacity, or exiting states entirely, Monoline is taking a different approach. By focusing on thoughtful risk selection upfront, we help you protect your entire book, not just your next quote.
Our program is built on these guiding principles:
- A partnership mindset means we protect your business alongside ours.
- Smarter risk selection keeps your clean book from being disrupted by a few outliers.
- Clear underwriting guidelines give you confidence about what we’ll write and why.
- A stable program ensures dependable capacity year after year.
Meet Your Underwriting Team
Behind every quick decision is a team of experienced underwriters who understand the realities of personal lines and the pressure Account Executives face every day. We’re here to help you place clean risks, navigate edge cases, and protect the strength of your book.
Proven. Trustworthy.
Book roll program
