Personal Umbrella Insurance Reinvented
The Standalone Umbrella Policy Account Executives Can Quote with Confidence.

Features
Get to Know the Monoline Policy.
Personal Umbrella Limit Offering
$1M to $5M Excess Liability
UM / UIM up to $1M
- Sits on top of any underlying insurance policies of carriers with B+ or better rating
- Accepts auto limits of $250k/$500k/$100k
- Accepts underlying policies from Demotech A-rated & admitted carriers for homes
- Accepts both short-term and long-term rentals
- Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
- Competitive premiums – maximum protection at accessible rates
- Trusts, estates, and LLCs can be listed as named insureds
- Approaches target risk individuals (public officials, entertainers, etc.) with common sense underwriting decisions
We avoid certain exposures to ensure stability. Here’s what we won’t write:
Farming Exposures
Business Exposures
Recent Major Violations

In addition, Concert, which also has an “A-” (Excellent) rating from A.M. Best, is being used by Monoline as the fronting carrier to provide admitted paper in the United States.


























Claims Handled With Care, Every Time.
RESPONSIVE SERVICE, CLEAR COMMUNICATION
Monoline is committed to making the claims process straightforward for both agents and policyholders.
If a claim occurs, simply notify the Monoline team and we'll guide the process from there.
Claims are administered by our trusted claims partner, TransEleven Claims Managers (TCM), whose experienced team specializes in liability claims management and resolution. Together, we ensure every claim is handled efficiently, fairly, and with the attention it deserves.
If a claim occurs, simply notify the Monoline team and we'll guide the process from there.
Claims are administered by our trusted claims partner, TransEleven Claims Managers (TCM), whose experienced team specializes in liability claims management and resolution. Together, we ensure every claim is handled efficiently, fairly, and with the attention it deserves.
Earn Profitable Commissions
Simple Commission Rates
15% new
10% renewals
Agencies rolling an existing book of business will gain efficiency and enjoy a more rewarding commissions, scaling with the size of the transfer.








































Underwriting You Can Count on!
Umbrella placement built for speed and backed by decades of expertise.
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Did we mention we make this easy?
Learn what makes Monoline the fastest and easiest personal umbrella quoting platform.
- Quick policy document sharing
- Online payment request and processing
- Download integrations


We thrive when you thrive.
A technology company that puts people first…
- We are your agents’ ally
- We are Account Executives just like you
- Exceptional support when you need it


