Partner Spotlight: Brandon Cox, Mizzona Insurance

There’s not a reason not to get a quote from Monoline.

Brandon Cox, Agency Owner
Mizzona Insurance

At Monoline, we are privileged to work alongside professionals who are not only experts in their field but also deeply committed to their clients. Brandon Cox, owner of Mizzona Insurance is a shining example. A true advocate for his clients, Brandon has been a Monoline supporter from the very beginning, helping introduce others to the platform and embracing its flexibility and innovation.

Embracing Flexibility for Client-Centered Solutions

With 14 years of experience in the insurance industry, Brandon understands the importance of providing tailored coverage for his clients. "I started offering standalone personal umbrella policies for the flexibility it offers," he shares. "I don’t have to package together products from the same carrier but instead can dig into the needs of my clients and determine a suite of products that work best for them. And Monoline fits in perfectly with that."

Why Monoline?

Brandon is quick to highlight Monoline’s technology and adaptability. "The technology is great! It's not archaic," he says. "You guys have up to a 25% match, which is unbelievable if needed to stay competitive. It’s not always needed, but knowing it’s there is a game-changer. Plus, we can just upload everything into the system, and you have a quote option for agents. So, there's no reason not to get a quote from Monoline."

Beyond the technology, he appreciates Monoline’s open-minded approach. "Other competitors only accept carriers with AM Best ratings, but Monoline thinks outside the box. You guys will consider Demotech-rated companies after due diligence. If a carrier isn’t on the list, I can email Janessa or anyone on the team, and they’ll review it—usually within a day."

The Most Rewarding Part of the Job

When asked about the most fulfilling aspect of his work, Brandon circles back to the core reason he started his own agency, focusing on standalone insurance products: giving clients peace of mind. “I love being able to offer a great product at a great rate, without forcing my clients into one carrier,” he says. “Flexibility is key.”

Advice for Agents

Brandon’s advice for agents looking to expand their personal umbrella policy placements is straightforward: just ask. “If a client is already meeting high underlying liability limits on auto or home, ask the question: ‘Would you like me to look at an umbrella policy?’” he advises. “We live in a sue-happy society, so having the right coverage is critical.”

Beyond the Office: Family, Golf, and Girl Scout Cookies

When Brandon isn’t helping clients, he’s busy with his four young children and enjoys spending time on the golf course. “Right now, we’re in the peak of Girl Scout cookie season,” he laughs, highlighting another important family commitment.

Brandon’s introduction to Monoline came through a close friend and client who requested Monoline for his umbrella policy. "At the time, I hadn’t heard of Monoline, so I got introduced to Jared. That was before Monoline even officially launched. I believed in what they were building, and I’ve been promoting them ever since. Outside of the big companies here in Arizona, I think I may have been one of the first agencies to write a Monoline policy in Arizona," he adds proudly.

A Valued Partner

Brandon’s dedication to flexibility, innovation, and client-focused service makes him an invaluable Monoline partner. His belief in Monoline’s vision and his efforts to introduce others to its benefits embody the spirit of collaboration and progress.

Thank you, Brandon, for your commitment to providing outstanding insurance solutions. Here’s to many more successful placements together!