What We Write: Simplifying Personal Umbrella Coverage

 When it comes to personal umbrella coverage, Monoline’s goal is to make things as seamless and straightforward as possible for agents and their clients. Our offerings reflect a commitment to simplicity, flexibility, and comprehensive protection. Here’s a breakdown:

Coverage Limits Tailored to Your Needs

We provide personal umbrella policies with:

• Primary layer coverage up to $5 million
• UM/UIM (Uninsured/Underinsured Motorist) coverage up to $1 million

With availability in 44 states, we’ve got you covered almost anywhere your clients need it.
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Streamlined Billing

‍We believe in making financial transactions easy. Our policies are Direct Bill, and we accept all major credit cards for maximum convenience.
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‍Simplified Application Process

‍Say goodbye to time-consuming paperwork. With Monoline, there are:

• No applications
• No questionnaires
• No need for underlying declaration pages

This means less back-and-forth and faster policy placement.
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Broad and Flexible Coverage

‍We understand the diverse needs of your clients. That’s why we offer coverage:

• Over short and long-term rentals
• For motorcycles, boats, jet skis, RVs, and golf carts

We also accommodate additional insureds, such as LLCs, Trusts, and Estates.
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Risk Guidelines with Flexibility

‍Our underwriting criteria balance flexibility and responsibility. Here’s what we allow:

• One major violation
• Coverage over any carrier rated B+ or better by AM Best
• Profile risks subject to underwriting approval

At Monoline, we prioritize delivering the coverage your clients need with the simplicity and efficiency you deserve. With our no-nonsense process, comprehensive offerings, and customer-focused approach, we’re here to help you place policies with confidence.

Need more information? Sign up your agency today and discover how we make personal umbrella placements easy.