Electronic Transactions Agreement

Last Updated: 11/03/2025

By purchasing an insurance product or service from us, you agree (on behalf of yourself and the insured) to accept all records and documents, including any insurance policy, provided to you in electronic form, and you further acknowledge that you have obtained the insured’s consent to do business electronically. This consent, unless withdrawn, applies to all transactions between you and Monoline. However, you and the insured have the right to receive communications from us, including any insurance policy, in paper form if you wish by withdrawing this consent. If you and/or the insured withdraw the consent to provide records in electronic form, you will then be provided with records in paper form. To withdraw your consent, you or the insured must email us at <a href="mailto:help@monoline.com" class="text-monolineblue-600 hover:text-monolineblue-900 underline">help@monoline.com</a> with the following subject line “WITHDRAW ELECTRONIC CONSENT.” The body of the email must include (as applicable) your and/or the insured’s name, policy number, effective and expiration dates of the insurance policy, the future effective date of withdrawal of consent and whether you want (a) all communications to be in paper form or (b) your insurance policy to be sent to you in paper form, or both.

By purchasing insurance from us, you further agree (on behalf of yourself and the insured) that, unless either the insurer or the insured elects not to renew the applicable insurance policy in accordance with the policy terms and applicable law, such policy will automatically renew at the end of each policy term, subject to underwriting review and approval. You authorize Monoline to charge the payment method on file for any such renewal premium on or after the renewal effective date.