Trusted. Secure. Blazing Fast!
As an Account Executive in California, you know that trust and speed matter across a state as diverse and fast-moving as this one. Whether you're serving high-net-worth clients in Los Angeles, families in the Bay Area, or homeowners along the coast, strong relationships set you apart. Monoline streamlines the quoting and binding process for personal umbrella insurance, giving you more time to focus on the connections that drive your business forward.
Get to Know the Monoline Policy.
- Sits on top of any underlying insurance policies of carriers with B+ or better rating
- Accept one major violation per driver (21+ years of age), plus no MVR
- $1M to $5M limits with an optional $1M UM/UIM
- Accept both short-term and long-term rentals
- Competitive premiums – maximum protection at accessible rates
- Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
This was the easiest process I have experienced with any of our umbrella carriers. The website is easy to use, communicating with Monoline underwriting is simple, and the guidelines are very open to our clients and their unique programs. Very great experience!
One of the best processes I have seen in a long time.
It was seamless to quote & issue the new policy. I wish all systems were this easy to use.
Thank you for a great product that works! Simpler than any umbrella policy I have ever written in 39 years! And the price is right!
I love Monoline. You have a very simple software program that really makes our lives less stressful, not to mention, our clients understand it.
I absolutely love it! It could not be easier and the simplicity of it was amazing. I will be using it a lot more from here on out. 11/10!
We are LOVING Monoline… making the umbrella process so fast and easy for us (and the customers)!
You guys are the best! We just did a team call and I told everyone to make sure they’re quoting you guys for their umbrellas.
Thank y’all! I love the ease of the quoting platform and that we can send a direct link for the insured to pay.
Monoline is your Agent Ally in California
– an insurance carrier built for independent agents in California who serve high-net-worth clients in Los Angeles, the Bay Area, and Orange County. Monoline offers a faster, more flexible way to manage personal umbrella policies while delivering the level of service and precision these clients expect.
Free Live Training Webinars
Every month, Monoline's senior underwriter, Janessa Vanderheyden hosts two live training sessions on the Monoline platform. Pick a date and time that works for you, and sign up to join us for FREE!
Who are the Top Standalone Personal Umbrella Insurance Carriers in the Market (2025)?
When it comes to protecting your clients from life’s unexpected curveballs, standalone personal umbrella policies (PUPs) are an essential tool. But not all umbrella carriers are created equal. Here’s a look at some of the top standalone personal umbrella insurance carriers in 2025.
Never Forget This Important Umbrella Insurance Rule of Thumb When Quoting for Clients
This article explains the key rule of thumb for personal umbrella insurance: if your client has assets or exposure, they need extra liability protection. From real-life scenarios to who needs coverage most, it highlights why umbrella insurance is essential, and affordable for many.
Who Needs Umbrella Insurance in Today’s Risk-Averse Environment?
In today's risk-averse environment, where personal injury lawsuits are on the rise and nuclear verdicts are becoming more common, umbrella insurance offers a critical safety net. It provides peace of mind, knowing that your assets and future earnings are protected against substantial legal claims.
What is Monoline Insurance and Why You Should be Quoting It
Many clients are exposed to legal liability without even realizing it. As major carriers continue to unbundle home and auto packages, umbrella policies are getting lost in the shuffle. Discover why standalone personal umbrella insurance matters more than ever, and how Monoline is simplifying the way independent agents quote, bind, and manage these policies. Fast. Easy. Transparent.
Partner Spotlight: Andrea's Commitment to Smart Coverage
Andrea Barrios of The Liberty Company is an experienced broker who exemplifies this thoughtful approach, going the extra mile to research her clients and ensure they’re placed with the best possible coverage. We sat down with her to learn about her success as an independent insurance broker.
Partner Spotlight: Eric Mellan
With his deep knowledge of personal umbrella policies and his commitment to educating clients, Eric has become a standout user of the Monoline platform. We recently sat down with him to gain his perspective on the personal umbrella market and how he’s using Monoline to take care of his customers.
Partner Spotlight: Miguel Sanchez, McGowan PAE
With a focus on serving high-profile individuals in the sports and entertainment industries, Miguel Sanchez of McGowan PAE and his team understand the unique challenges of securing comprehensive liability protection.
Partner Spotlight: Savanna Schnake, Louisiana Companies
Savanna Schnake, Client Services Partner at Louisiana Companies, is an exceptional partner. Her commitment to her clients stems from a deep desire to protect what they’ve worked hard for, regardless of their financial background.
Partner Spotlight: Brandon Cox, Mizzona Insurance
Brandon Cox, owner of Cox Insurance Services, is an exceptional partner. Warm, personable, and a true advocate for his clients, Brandon has been a Monoline supporter from the very beginning, helping introduce others to the platform and embracing its flexibility and innovation.