Easy umbrella placement.

Quote in minutes, not days

Get to know the Monoline Policy.

$1-5M excess liability

Explore Policy Details
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Get to Know the Monoline Policy.

a competitive, highly-rated, monoline personal umbrella policy that…
  • Sits on top of any underlying insurance policies of carriers with B+ or better rating
  • Accept one major violation per driver (21+ years of age), plus no MVR
  • $1M to $5M limits with an optional $1M UM/UIM
  • Accept both short-term and long-term rentals
  • Competitive premiums – maximum protection at accessible rates
  • Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
Policy Details

This was the easiest process I have experienced with any of our umbrella carriers. The website is easy to use, communicating with Monoline underwriting is simple, and the guidelines are very open to our clients and their unique programs. Very great experience!

Kara
 
B
.
Client Manager, Private Client Practice
,
 
CCIG

One of the best processes I have seen in a long time.

Robert
 
M
.
Personal Lines Manager
,
 
Pasadena Insurance Agency, Inc.

It was seamless to quote & issue the new policy. I wish all systems were this easy to use.

Roxanne
 
M
.
Personal Lines Account Manager
,
 
Martin & Zerfross, Inc.

Thank you for a great product that works! Simpler than any umbrella policy I have ever written in 39 years! And the price is right!

David
 
H
.
Financial Advisor and Coach
,
 
Hogan Financial Services

I love Monoline. You have a very simple software program that really makes our lives less stressful, not to mention, our clients understand it.

Haley
 
H
.
Business Development Lead
,
 
Bowen, Miclette & Britt Insurance

I absolutely love it! It could not be easier and the simplicity of it was amazing. I will be using it a lot more from here on out. 11/10!

Waddy
 
B
.
Personal Lines Account Manager
,
 
WC Dillon Company, LLC

We are LOVING Monoline… making the umbrella process so fast and easy for us (and the customers)!

Kash
 
F
.
Agency Owner
,
 
Fadaie Insurance Services, Inc.

You guys are the best! We just did a team call and I told everyone to make sure they’re quoting you guys for their umbrellas.

Haley
 
S
.
Account Executive
,
 
Guaranteed Rate Insurance

Thank y’all! I love the ease of the quoting platform and that we can send a direct link for the insured to pay.

Savanna
 
S
.
Personal Lines, Priate Client Services Partner
,
 
Mizzona Insurance
people

Monoline is your Agent Ally in Idaho

– an insurance carrier built for independent agents in Idaho who need a faster, more efficient way to manage personal umbrella policies while serving clients drawn to the lifestyle, beauty, and independence of places like the Treasure Valley and Teton Valley, where local knowledge and trusted service truly matter.

The Monoline Team is made up of account executives just like you. We've built every aspect of Monoline to make the job of an account executive more streamlined.
Meet Monoline with Jan – Join us for a free webinar

Free Live Training Webinars

Every month, Monoline's senior underwriter, Janessa Vanderheyden hosts two live training sessions on the Monoline platform. Pick a date and time that works for you, and sign up to join us for FREE!

Next Webinar:  
Wednesday, May 21, 2025
11:00
 – 
11:30 am
 
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Marketplace
Who are the Top Standalone Personal Umbrella Insurance Carriers in the Market (2025)?

When it comes to protecting your clients from life’s unexpected curveballs, standalone personal umbrella policies (PUPs) are an essential tool. But not all umbrella carriers are created equal. Here’s a look at some of the top standalone personal umbrella insurance carriers in 2025.

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May 15, 2025
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May 15, 2025
Rule of Thumb
Never Forget This Important Umbrella Insurance Rule of Thumb When Quoting for Clients

This article explains the key rule of thumb for personal umbrella insurance: if your client has assets or exposure, they need extra liability protection. From real-life scenarios to who needs coverage most, it highlights why umbrella insurance is essential, and affordable for many.

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May 8, 2025
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May 8, 2025
Who Needs Umbrella Insurance?
Who Needs Umbrella Insurance in Today’s Risk-Averse Environment?

In today's risk-averse environment, where personal injury lawsuits are on the rise and nuclear verdicts are becoming more common, umbrella insurance offers a critical safety net. It provides peace of mind, knowing that your assets and future earnings are protected against substantial legal claims.

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May 1, 2025
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May 1, 2025
What is Monoline Insurance and Why You Should be Quoting It

Many clients are exposed to legal liability without even realizing it. As major carriers continue to unbundle home and auto packages, umbrella policies are getting lost in the shuffle. Discover why standalone personal umbrella insurance matters more than ever, and how Monoline is simplifying the way independent agents quote, bind, and manage these policies. Fast. Easy. Transparent.

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April 24, 2025
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April 24, 2025
Andrea Barrios
Partner Spotlight: Andrea's Commitment to Smart Coverage

Andrea Barrios of The Liberty Company is an experienced broker who exemplifies this thoughtful approach, going the extra mile to research her clients and ensure they’re placed with the best possible coverage. We sat down with her to learn about her success as an independent insurance broker.

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Monoline
April 4, 2025
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April 4, 2025
Eric
Partner Spotlight: Eric Mellan

With his deep knowledge of personal umbrella policies and his commitment to educating clients, Eric has become a standout user of the Monoline platform. We recently sat down with him to gain his perspective on the personal umbrella market and how he’s using Monoline to take care of his customers.

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March 27, 2025
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March 27, 2025
Miguel Sanchez
Partner Spotlight: Miguel Sanchez, McGowan PAE

With a focus on serving high-profile individuals in the sports and entertainment industries, Miguel Sanchez of McGowan PAE and his team understand the unique challenges of securing comprehensive liability protection.

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Monoline
March 13, 2025
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March 13, 2025
Partner Spotlight: Savanna Schnake, Louisiana Companies

Savanna Schnake, Client Services Partner at Louisiana Companies, is an exceptional partner. Her commitment to her clients stems from a deep desire to protect what they’ve worked hard for, regardless of their financial background.

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Monoline
March 6, 2025
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March 6, 2025
Partner Spotlight: Brandon Cox, Mizzona Insurance

Brandon Cox, owner of Cox Insurance Services, is an exceptional partner. Warm, personable, and a true advocate for his clients, Brandon has been a Monoline supporter from the very beginning, helping introduce others to the platform and embracing its flexibility and innovation.

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Monoline
February 27, 2025
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February 27, 2025