Trusted. Secure. Blazing Fast!
As an Account Executive in Texas, you know that strong relationships are everything. Whether you are working with clients in Dallas, Houston, Austin, or small towns across the state, trust and responsiveness set you apart. Monoline simplifies the quoting and binding process for personal umbrella insurance, giving you more time to focus on the client connections that drive your success.
Get to Know the Monoline Policy.
- Sits on top of any underlying insurance policies of carriers with B+ or better rating
- Accept one major violation per driver (21+ years of age), plus no MVR
- $1M to $5M limits with an optional $1M UM/UIM
- Accept both short-term and long-term rentals
- Competitive premiums – maximum protection at accessible rates
- Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
This was the easiest process I have experienced with any of our umbrella carriers. The website is easy to use, communicating with Monoline underwriting is simple, and the guidelines are very open to our clients and their unique programs. Very great experience!
One of the best processes I have seen in a long time.
It was seamless to quote & issue the new policy. I wish all systems were this easy to use.
Thank you for a great product that works! Simpler than any umbrella policy I have ever written in 39 years! And the price is right!
I love Monoline. You have a very simple software program that really makes our lives less stressful, not to mention, our clients understand it.
I absolutely love it! It could not be easier and the simplicity of it was amazing. I will be using it a lot more from here on out. 11/10!
We are LOVING Monoline… making the umbrella process so fast and easy for us (and the customers)!
You guys are the best! We just did a team call and I told everyone to make sure they’re quoting you guys for their umbrellas.
Thank y’all! I love the ease of the quoting platform and that we can send a direct link for the insured to pay.
Monoline is your Agent Ally in Texas
– an insurance carrier built for independent agents in Texas who take pride in doing things their own way and need a more efficient, dependable solution for managing personal umbrella policies across a fast-moving, high-expectation market.
Free Live Training Webinars
Every month, Monoline's senior underwriter, Janessa Vanderheyden hosts two live training sessions on the Monoline platform. Pick a date and time that works for you, and sign up to join us for FREE!
Helping Clients Understand the Real Cost of Distracted Driving
Every second a driver glances at their phone, they could be one verdict away from a life-altering personal liability claim. Help your clients think beyond fender benders and focus on the bigger picture. With more litigation, larger settlements, and shrinking carrier flexibility, there is less room for error than ever before.
Why Big Carriers Are Dropping Umbrella Coverage
When other carriers pull back, Monoline steps up to fill the gap. Our online platform makes quoting, binding and managing personal umbrella a breeze. If your carrier has exited the umbrella market, or if you're just looking for a partner who actually makes things easier, we're here for you.
Insurance Software for Agents: A Smarter Way to Handle Personal Umbrella Policies
Independent insurance agents are facing growing workloads as carriers unbundle package policies and raise rates. Monoline’s free, easy-to-use insurance software is built to help agents quote, bind, and manage standalone personal umbrella policies faster and more efficiently.
Living the Values: Honoring Rachel Crump
In recognition of Rachel Crump’s strength and positivity, Monoline awarded her the first Living the Values honor, along with a $2,500 donation to the Flatwater Foundation, Rachel's charity of choice. Read how she continues to inspire our team and mission.
Automated Insurance Underwriting: How Monoline Is Streamlining the Standalone Umbrella Process
Independent agents are busier than ever, and the traditional process for placing standalone umbrella policies just doesn’t cut it anymore. Learn how Monoline’s automated underwriting delivers instant approvals, faster workflows, and a simpler experience for agents.
Can I Buy Umbrella Insurance Separately?
Yes, and more people are doing it. As traditional carriers unbundle home and auto packages, standalone umbrella policies like Monoline are stepping in to fill the gap. Learn what personal umbrella insurance is, why you need it, and how your independent agent can help you secure the coverage you deserve.
Struggling to Keep Your Umbrella Insurance Policy Rates Competitive/Low?
We break down what drives up personal umbrella insurance costs, and how Monoline helps agents stay competitive with strong commissions, easy quoting, and unmatched support.
Is an Umbrella Policy a Waste of Money in 2025?
With rising legal judgments and high-cost claims, an umbrella policy offers crucial liability protection for individuals with assets to protect. For just a few hundred dollars a year, it provides millions in coverage, making it a smart, affordable safeguard against financial loss in our increasingly litigious world.
Who are the Top Standalone Personal Umbrella Insurance Carriers in the Market (2025)?
When it comes to protecting your clients from life’s unexpected curveballs, standalone personal umbrella policies (PUPs) are an essential tool. But not all umbrella carriers are created equal. Here’s a look at some of the top standalone personal umbrella insurance carriers in 2025.